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Universal credit uncertainty could undermine benefit fraud detection

Ministers’ attempts to slash fraud and error in the benefits system could be undermined because of uncertainty over how the housing element of universal credit will work, MPs have warned.

The work and pensions select committee said in a report today it was unclear how officials would be able to cross-check universal credit claims against other information to prevent benefit fraud and error. 

Hundreds of housing association tenants escape welfare reform

Hundreds of tenants have escaped the impact of welfare reform, but their housing association landlord warns the real problem may be how tenants are paying.

Mark Rogers, chief executive of Circle Housing, said 20 per cent of its tenants who were hit by the bedroom tax, and 40 per cent of those hit by the overall benefit cap, were no longer affected by the changes. 

700 sign up to join city's credit union

Thousands of people are signing up to credit unions as an ethical and affordable alternative to high-interest money lenders.

In the last two months of 2013, Glasgow Credit Union dealt with more than 1600 inquiries and signed up 733 new members - a 260% increase on the previous year. The influx followed the Scottish Government's '12 Days of Debtmas' and 'A Helping Hand with Debt' campaigns. 

Credit union membership doubles over year

A Credit Union in North Somerset has seen its membership double in the past 12 months – following warnings about the dangers of pay-day loans.

The Somerset Savings and Loans, which was previously North Somerset Credit Union, has seen its membership increase in the last 12 months from 1,000 members to just under 2,000. 

Advice from Credit Union could save your Xmas

Its nearly Christmas and shoppers are being urged not to spoil the festive fun by creating mountains of personal debt which will take months to clear. 

Instead there are other ways to make the most of what you have and consumers who are canny could end the year by saving themselves a few pounds.